BTB Strategy
Stop Letting Banks Control Your Money
Why Smart Families Are Becoming Their Own Banker
With the Infinite Banking Concept, you redirect your savings into a specially designed Cash Value Life Insurance policy that grows tax-deferred, earns guaranteed interest, and lets you borrow against the policy's equity — without banks.
Finally, a system that lets your money work in multiple places at once.
See If You Qualify Below
Preserve & Grow Capital Like the Banks Do.
Get Guaranteed Growth, Steady Liquidity, and Tax-Free Access With Cash Value Life Insurance
10-Year Example *
💸 $300/mo Premium
💰 Accumulate ~$47,000
✅ Access tax-free capital.
✅ Get guaranteed growth.
✅ Protect family legacy + liquidity.
20-Year Example *
💸 $500/mo Premium
💰 Accumulate ~$174,000
✅ Access tax-free capital.
✅ Get guaranteed growth.
✅ Protect family legacy + liquidity.
30-Year Example *
💸 $800/mo Premium
💰 Accumulate ~$590,000
✅ Access tax-free capital.
✅ Get guaranteed growth.
✅ Protect family legacy + liquidity.
Your premium dollars earn tax-free interest.
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Why Infinite Banking Changes Everything
Traditional savings accounts are built for the bank’s benefit — not yours.
The Infinite Banking Concept flips the equation: you become the banker, earning interest on your own capital.
Guaranteed Cash Growth
Your policy values grow every year with no market risk.
Full Death Benefit Protection
Your loved ones get the tax-free dath benefit if the unexpected happens.
Tax-Free Access
Use policy loans for business, real estate, emergencies, or other investments.
Private Banking Power
Recycle your dollars and control the flow of money in your life.
Compound Growth
Uninterrupted compound growth; keep earning tax-free interest.
Legacy Protection
Protect your legacy with a permanent death benefit.
Traditional Banking vs. Infinite Banking
See why thousands are switching from saving in banks alone to becoming their own banker.
Traditional Banking
The bank loans out your deposits
❌ <1% average savings interest.
❌ Borrow their money with high interest and credit requirements.
❌ Market dependent.
❌ No legacy transfer.
Infinite Banking Concept
You control and leverage your own cash
✅ 4%–6% tax-free annual growth.
✅ Borrow against your cash value with no red tape or credit approvals.
✅ Guaranteed growth, tax-advantaged.
✅ Permanent death benefit + family bank.
Example: Pay $500/month premium → Access tax-free capital → Earn interest while using it.
*Disclaimer: Accumulation examples based on a healthy, 35-year-old male. Results and access to cash value depend on individual health, age, and income qualifications. Actual growth and benefits may vary by policy, carrier, and underwriting.
Common Questions About the Infinite Banking Concept
Everything you need to know before making your decision
How does Infinite Banking actually work?
It’s a proven financial strategy using a specially structured, Cash Value Life Insurance policy that lets you grow, borrow, and recycle capital — tax-free.
Can I access my money anytime?
Yes. You can take a policy loan against your cash value without penalties or credit checks.
Is this risky like investing?
No — your growth is guaranteed by the insurance carrier, not tied to the stock market.
What happens if I pass away?
Your family receives a permanent, tax-free death benefit — even if you’ve taken loans against your cash value.
How fast does the cash value grow?
Cash value begins growing from Day One. Typically, within 2–3 years you’ll start accessing meaningful liquidity, with steady compounding growth each year.
Can business owners use the Infinite Banking Concept?
Absolutely — many entrepreneurs use it to fund operations, pay taxes, or self-finance expansion while keeping their money compounding in the background.
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*All time and interest savings examples, accumulation examples, and rates of return on this site are strictly hypothetical. Individual time and interest savings amounts and accumulation possibilities are subject to individual qualification. Individual qualification required. No Financial Advice or recommendations have been made as part of this site.
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Important Disclosures & Qualification Notice
All insurance and financial products referenced are subject to underwriting approval and state availability. Not all applicants will qualify for every program or product. Coverage amounts, rates, and refunds depend on factors such as age, health history, lifestyle, and carrier eligibility. Benefits and features vary by product and carrier.
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BTB Strategy
Take control of your banking power. Earn tax-free interest and dividends. Protect capital and secure your legacy.